Visual Encyclopedia

Student loan

A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. It may differ from other types of loans in the fact that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still in school. It also differs in many countries in the strict laws regulating renegotiating and bankruptcy. This article highlights the differences of the student loan system in several major countries.

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Did you know that if you pay an extra $100 a month on top of your owed student loan payment, you've knocked off about 7 years of payments and saved a lot of money on interest?

Contributed by Ryan Thomas

Number of 50+ year olds with student loan debt is growing

The number of people 50 or older with student loan debt has grown 30% since 2005. Much of the growth comes from parents who have their own student loans and also their childrens' student loans to pay off.

Contributed by Chuck Kao

This is an entry for a scholarship and I really do feel strongly about not having to take out loans for college. I did have to stay within a certain amount of time so I wasnt able to put in all of my ideas so if you are interested in a more in depth video on how to afford college without taking out loans please let me know and I will do one.

Contributed by Jessica Kieft

The Disney take on student loans.

Contributed by Alicia Kimberly Hauskins

And I quote, "I'm worried that I'll never get married, because I'll never find a guy who would be willing to put up with me AND my student loan payments."

Contributed by Sarah Hamatake

Perhaps it's paying back student loans that becomes a problem. This Atlantic article talks about what's really going on with the student loan situation in America.

Contributed by Sammo Lea

Private Student Loans at

Contributed by Cassie Leyba

For some Universities and Colleges in the US they offer certain loans that have a 0% interest rate. This means after school you only pay back the money you borrowed, no additional amount. One that I know of is the Texas B-on-Time loan. There are some more listed under CNNMoney and I am sure there are more that can be found through a search engine.

Contributed by Justin Bloomer

Are loans after completing college really helpful and are the requirements needed to repay off debt really accessible by most student graduates now?

Contributed by Andres Martinez

sad but true

Contributed by Hannah Richards

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