Visual Encyclopedia

Saving

Saving is income not spent, or deferred consumption. Methods of saving include putting money aside in, for example, a deposit account, a pension account, an investment fund, or as cash. Saving also involves reducing expenditures, such as recurring costs. In terms of personal finance, saving generally specifies low-risk preservation of money, as in a deposit account, versus investment, wherein risk is a lot higher; in economics more broadly, it refers to any income not used for immediate consumption.

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Contributed by Angela Loomis

Dave Ramsey is the best person out there for financial guidance, and this links to one of his great ideas.

Contributed by Sarah Sams

This website is one that I visit frequently. It is the absolute best website that I have found for strategies on saving money, and even introduces the "spending fast" and the less extreme "spending diet." I even tried the spending fast, and it really works! I absolutely love this website!

Contributed by Sarah Sams

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