Visual Encyclopedia

Personal budget

A personal budget or home budget is a finance plan that allocates future personal income towards expenses, savings and debt repayment. Past spending and personal debt are considered when creating a personal budget. There are several methods and tools available for creating, using and adjusting a personal budget. For example, jobs are an income source, while bills and rent payments are expenses.

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Who want to be a MILLIONAIRE? If you truly have a desire to become rich, which would imply you currently are not, the first step is not to go out and gamble all your money away on lottery tickets but to instead BUDGET! When you budget your money you are more inclined not to spend on useless items and wants and instead on needs. The more money you have the better chance you have at becoming wealthy! Not all Millionaires are born that way, most earn it throughout their lifetime. Here is a quiz that shows the best way to become a Millionaire is by budgeting!

Contributed by Sarah Kidwell

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