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Kiva is such an awesome non-profit! You can scroll through hundreds of fundraisers started by people mostly in third world countries who don't have enough money to start a business or buy something for their business, so they are asking for a loan. When you donate money to their cause, they have a certain amount of time to pay you back, and the money you donated goes right back into your Kiva account for you to loan to someone else! It's a way to just keep giving and giving :)
Contributed by Katie Leavitt